Emory & Henry College: Verification

	About Emory & Henry
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	- Verification

	- Professional Judgment

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	- Graduate Student Aid

	VTAG Application

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	Contact Admissions Office of Admissions P.O. Box 10 Emory, VA 24327 Toll-free: 800.848.5493 ehadmiss@ehc.edu Request info form

Graduate Student Financial Aid Options

Graduate students are eligible for financial aid if they are enrolled at least half-time each term (usually 6 credit hours per term). Although graduate students are not eligible for Pell grants under federal regulation, they may be eligible for the federal TEACH Grant if enrolled in one of the graduate education programs and meet all requirements.

Because of the low cost per credit for graduate course work, institutional funds are not available. However, graduate students are eligibile for the federal Stafford loan program and, depending on their cost of attendance and other aid, possibly a Graduate PLUS loan in their name.

To be considered for the federal Stafford loan and other federal aid, graduate students must:

File a Free Application for Federal Student Aid (FAFSA) in order to take advantage of Stafford loan options first, whether subsidized or unsubsidized. In order for financial aid process to be completed, the FAFSA should be filed electronically no later than 4 weeks prior to the first term enrolled each year.
Advise the financial aid staff of the graduate program in which you will be enrolled as well as your planned level of enrollment for each term. This may be done by letter or email. This is critical since education programs are charged a different tuition rate from the program in community and organizational leadership. The number of credits being taken impacts the cost of attendance used to determine loan eligibility.
Complete the William D. Ford Direct Loan Program electronic Master Promissory Note and loan origination request form (see Forms & Links) to confirm the loan amount(s) you wish to have disbursed.

Remember, the Stafford loan has better interest rates than most private loans. With the ability to borrow up to $20,500 maximum in Stafford as a graduate student (depending on your total cost of attendance budget in the CSA Office), your costs would be more than met utilizing federal Stafford loans. If you still have a shortfall, which you must borrow, you can explore the option of a Graduate PLUS loan in your name.