Directions for the Federal Direct Loans


Complete the following steps to complete all requirements for Federal Direct Loans.


  1. Review your Financial Aid Award Notification Letter for the loan amount.


  1. If you are accepting your Federal Direct Stafford Loan(s), complete your Stafford Loan Entrance Counseling  and Electronic  Master Promissory Note (eMPN) by following these instructions:


  1. To complete the Entrance Counseling, go to
  2. Click on “Log In” and enter your FSA ID and password.
  3. On the Home Page, select “COMPLETE AID PROCESS”, select “Complete Entrance Counseling”.
  4. Please read and follow directions carefully.
  5. Once you have submitted the counseling and printed your confirmation, select “Complete a Master Promissory Note” in the next steps sections on the same page.
  6. Select “Subsidized/Unsubsidized”, then click Start. Read and follow directions carefully. You will need to provide the name, address, and phone number for two personal references on the Master Promissory Note. 


  1. Our office will be notified once you have completed the eMPN and Entrance Counseling. Once we receive notification, we will automatically process your maximum loan eligibility. 


  1. If you wish to decrease the loan amounts listed on your award letter or decide at a later date to cancel your loan, please provide the Financial Aid Office with a completed and signed Stafford Loan Request form.


Please contact our office if you have any questions:

Financial Aid Office

PO Box 947

Emory, VA 24327